Usda Rural Develop

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Last updated: 2026/08/31

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A man and a woman are posing for a picture in front of a house. The woman is wearing a green shirt and the man is wearing a black shirt. The man is making a funny face

We saved a significant amount of money by living with my husband's parents for a year. Now I know this isn't possible for everyone. You could always rent the cheapest place you can find for a bit while you save. We poured about 80% of our monthly income into savings. For a whole year. We hardly spent any fun" money (our date nights consisted of cheap restaurants & happy hours!). as for our loan ->

A house with a Rural Development loan and a down payment of $25,000.

A house is being shown with a blue door.

How we bought a home at 21 and 23!

It wasn’t easy, but it was worth it! Do you hate feeling like the money you’re putting into your rental is just going down the drain? Do you want to make an investment that will reward you in the future? That’s how we felt too. We rented our apartment the first two years we were married. And

Congratulations and thank you for the tips. I am 42 years old and the dream of owning a home seems so out of reach, but I hope the Lord will continue to work his magic in my life so I can do the same one day soon.

How did you create that discipline to save 80% ?

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